Travel insurance is a type of insurance that covers medical emergencies whether due to accident or sickness, emergency evacuation, repatriation of remains, trip cancellation or interruption, travel and baggage delay, missed flight connection, overseas funeral expenses, and baggage or personal effects that have been lost, stolen or damaged. With the many types of coverage offered by a travel insurance policy, it would be easy to presume that claims for injuries/losses sustained during travel will be settled easily and swiftly from insurance companies. This is not always the case.
In situations where the claim is not contested or are denied by insurance companies, claimants may find it in their best interest to have adequate legal assistance in pursuing their claim. Insurance companies have claims adjusters working for them. The language of insurance policies may not be readily understandable to the layman. It is highly possible that claims adjusters will play hardball thus a personal injury lawyer could be an important ally at this time.
Personal injury lawyers are trained to handle insurance claims which can be a rather complex issue. When negotiations with the claims adjusters bear no fruit, it is time to find a personal injury lawyer. Most lawyers offer free consultations to allow potential clients the opportunity to determine for themselves the fitness of hiring them. The chosen lawyer must be knowledgeable and experienced in this area. His track record in handled cases should make it clear that he has the ability to win the case.