It is true that their rates are not as good as those offered by banks, credit unions or the federal government, but if they can provide excellent rates while still offering exceptional service to clients. Although Capital One Personal Loans do not currently exist, be prepared to bet that they will someday become existent, especially after they have become one of the top ranked private loan providers. What is the reason not to establish a profitable business? The fact that they are unusual does not necessarily make them any less popular or desirable. It may be just that the public has become wise to scams and here is another one to join. If you are thinking of starting a business and are looking for a private loan, you should definitely consider Capital One Private Loans. As mentioned above, you can apply for capital one personal loans at a local bank or credit union, or you can also look online for some alternatives. Although it would be nice if we had some way of tracking down the other alternatives, such as government-sponsored sofas or even real estate tax abatement opportunities, we unfortunately cannot do this at this point in time. However, you should be aware that there are a few alternative financing sources that are not based on traditional lending institutions, such as investors and other non-traditional borrowers. First mortgage loans. If you are starting out a new business and have not yet proven yourself with your existing business, you should strongly consider taking out a first mortgage on your home to help you get the cash you need for start-up expenses. Capital One first mortgage loans are backed by one of two options, which is either Fannie Mae or Freddie Mac. This is an excellent type of loan to consider because of the long repayment periods and interest rates associated with them, especially when compared with many of the other capital one personal loans currently available. A CD. If you do not currently own a credit card, savings account, or similar credit product, you may consider opening a CD instead of capital one personal loans. Capital One may not offer this option, but some banks may offer you a high interest rate CD that will help you get back on track. Online lenders. Capital One does offer several online lenders who may offer you an easier and more convenient alternative to capital one personal loans. However, interest rate online lenders often charge higher interest rates than traditional lenders. Before you apply for an online loan, you should check out your lender's fees and charges to make sure you're getting a great interest rate.