Get the Millionaire Mindset with 30+ Money Affirmations

Getting a hold of our finances can be difficult. What can make it even more difficult is believing that you don’t have the power to change your habits. Therefore, not having the ability to improve your financial situation. It’s true that some aspects are beyond our control, but there are many we can control.

mindset around money


What’s the Law of Attraction and How Can It Help?

The Law of Attraction is a philosophy that having positive thoughts will bring more positive results. On the flip side, having negative thoughts will get more negative outcomes. Have you ever heard the saying, “Whether you think you can or can’t, you’re already right.” This is essentially the same idea. If you believe you can do something, you will. When you think you are incapable of a goal, you’re more likely to fail.

By bringing positive thoughts and energy to your finances, you can begin to turn your money situation around. Of course, positive thoughts alone won’t solve your problems, but they can be a crucial start to achieving your financial goals. Giving yourself or others positive reinforcements each and every day could slowly but surely give you a different outlook on money.


Some different aspects about finances money affirmations can help with are:

Needing less money

Forming better financial habits

Having clearer financial goals

Mananging money better

What Are Money Affirmations?

Affirmations, in general, are short, powerful, positive statements that focus oneself on accomplishing a specific goal or task. A money affirmation is an affirmation statement aimed at a financial goal. Money affirmations will help keep you focused and continue to bring the positive energy that can help motivate you. 

Why Should I Use Money Affirmations?

According to the Mayo Clinic


Increased life span

Lower rates of depression

Lower levels of distress

Greater resistance to the common cold

Better psychological and physical well-being

Better cardiovascular health and reduced risk of death from cardiovascular disease

Better coping skills during hardships and times of stress

Suppose positive thinking can have this effect on your physical health. In that case, there is no reason to believe money affirmation won’t help improve your financial health. 



The power of thought to make positive changes is well documented, however, that doesn’t mean positive thinking alone will change your life. Affirmations are simply part of a formula that, when all put together, will help you achieve your financial goals. 

You’ll still need to actively decide to change your money mindset, use the tools available to you such as apps, sites, or financial professionals, and have a plan on how to achieve your goals. Money affirmations are an excellent way to start the process and keep yourself motivated or focused on executing your plan. 


How Do Affirmations Work?

So how do affirmations work, why do they help us achieve our goals? Well, it’s not 100% an exact science. More or less, the use of affirmations simply allows us to relax and focus. We’re more likely to perform at a higher level when we can do both of those things. Whether at work, school, or with money, focusing on a task better simply means we are more likely to succeed. The more we succeed, the more we believe in ourselves, and the cycle continues.

How To Use Affirmations

The best way to use money affirmations or any other affirmation is to say them to yourself daily. Make it part of your morning routine to start your day off right. Look in the mirror and tell yourself you are good with money. Tell yourself you’ll make a sound, intelligent decision. Get yourself into the right mindset as early as possible, and let the day unfold from there.


Repeating your positive words daily will make them more concrete in your mind. You can also visuzlize yourself performing your mantra or mantras. Visualization has powerful affects on our subconscious mind as well.

Another good time to utilize money affirmations is when you might feel stressed about money. Again, the main reason affirmations work is because they allow us to feel calmer and more focused. When you find yourself getting stressed, we could make poor decisions, lead to negativity. So, before doing anything, take a minute to reassure yourself with your money affirmation to think more clearly.


Making Your Money Affirmation

I will give some examples below, but when creating your money affirmation, there are some simple guidelines you can follow:


Keep it personal, starting with an “I am,” “I will,” etc.

Use the Present tense

Focus on doing something positive, not stopping doing something negative

Make it specific

Make it short

Say them (or write them) with a sense of feeling and purpose

Money Affirmations to Help Change Your Mindset

I have the power to make more money



I will achieve the financial success I desire

I am good with money

I am making sound financial decisions

I am using the tools available to me to achieve my goals

I can overcome any obstacle in my way

I am in control of my finances

I am making more than I spend

I am grateful for what I have

I enjoy managing my money

I control my money; it doesn’t control me

I am financially successful

improve my finances

I am using my money where it’s needed most

I will get rid of all my debts

I am improving my financial life

I have enough money

I will be successful with money

I will take the right actions to gain wealth

I am capable of achieving my financial goals

I am doing what is necessary to be financially successful

I will do what it takes to increase my income

I deserve to make more money 

I am happy living within my means

I can do more to make money

I have the skills to make more money

I have the ability to achieve financial freedom

I am happy with the money I have

I will use money to make myself and others happy

I am making positive changes

I am optimistic about my future

I am happiest when being responsible with my money

spending money

Money Affirmations – Final Thoughts

Affirmations of any kind can be a helpful way to get a millionaire mindset. Repeating positive phrases known as money affirmations on a daily basis can be an excellent way to get yourself thinking in a financially responsible manner. Let go of your negative thinking. Never underestimate the power of positive thinking and repetition!

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